I know some of these posts are out of order, but I record my thoughts onto my cell phone, then type them up when I get a chance.
On this day (the date above) I spent several hours at a “new” McDonald’s mostly listening to Dave Ramsey CDs. I created my envelope system with cute envelopes with pictures of dogs on them. All 8 envelopes fit inside a fabric bag that also looks cute - makes using the envelope system less of a drag. Instead of carrying paper to remind me of my financial decisions, I decided to take pictures of my debt snowball plan and store in my phone.
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