The "Get Out Of Your Car!" Fund

Sunday, January 1, 2017

Review of 2016 and new goals for 2017

So, I looked at my goals for 2016 and, yeah, I knew I had way too many goals back then. But here was my thinking: If you have a lot of goals, then surely you can achieve 25% of them by the end of the year and feel good about yourself. I was throwing mud. If you throw mud at the wall, some of it will stick. 

So, here are some of the goals Jesus and I achieved in 2016. 
MENTAL - We read 9 books, watched 9 movies, and listened to numerous TED talks. 

FINANCIAL - We cash-flowed about $15K on house repairs. We gave more regularly. 

CAREER - We videotaped  ourselves teaching 6 times this year. 

PHYSICAL - We drank 96 bottles of water. We ate a salad an average of once a week. We took up hiking and kayaking, and we went swimming and improved our strokes this summer. 

SPIRITUAL - We wrote 3 prayers this year and used one of them to pray more regularly. 

RELATIONSHIPS - We kept in contact with specific friends more regularly through email and texting. 


Instead of listing all of my goals for 2017, I decided to just link to the goals I posted on 2 Deals A Year. Here's the link. 


http://richerwithpets.com/welcome-to-the-mall-rwp/

Saturday, December 24, 2016

Cousin Rina diied. I need to update my will.

Christmas break started Thursday, December 22. I started off very productive – with a visit to the dental office. Then I began blogging. Sweet.

I expected to declutter my room and storage and really make progress on my side hustle during this 10-day break. Then, sadly, Murphy (you know, the creator of Murphy’s law) came to visit.

What happened was my cousin, Rina, was found dead in her apartment on Thursday afternoon. Congestive heart failure due to pneumonia. Early 40s. Completely unexpected.

So, now I’m helping to pack up her apartment and that got me thinking about my own state of affairs.
I haven’t finished my will. Well, it’s written but not notarized or filed with any attorney. I don’t have a health directive completed. I have asked my aunt to be in charge of my affairs after I die, and I’ve notified my mother that I asked my aunt to do that. However, if it’s not on paper, it didn’t happen. That’s the legal rule of life.

So, today, I’m decluttering my room for a few hours before I return to Rina’s apartment to help pack up hers. I want to have less stuff so that when I go, it will be easy on people. That’s no reflection on Rina, her life seemed very simple and it’s been easy to pack up so far.

However, I have boxes and boxes of books and papers. Sometimes an important piece of paper is mixed in with all the memoirs, old teaching materials, etc. So I need to filter that stuff so family won’t have to throw away something important by accident, or worry that they did.

Fortunately, my financial papers are the one bright spot in my paper-life. Well organized and recognizable.


So, this Christmas eve, I urge you to do like me. Declutter your space and finish your end-of-life documents. Help out those who will be left to finish the job after you. 

Sunday, December 18, 2016

Re-branding my blog

I'm a little confused and disappointed. It appears that the way to make money online is by telling other people how to make money online. I've looked at so many other bloggers' videos and webpages and blogs. Most of them that make money seem to do it by telling people how to make money.

I'm left wondering, so what did you sell? Video games? Jewelry? Comic books? Did you make $10,000 selling ebooks about automobiles, or your travels, or what its like raising twins? No. The top bloggers are internet marketers, podcasters (discussing how to be a good podcaster), site builders, seo specialists, people telling about how to be an entrepreneur but it seems like they failed until they started the entrepreneur-teaching business. They are business consultants and salespeople. 80 percent of bloggers go right back to "you pay because I'm telling you how to make money."

I wanted to think i would make money just telling people how to get out of debt and selling pet products on line. Naw.

I'm flexible though. I decided if the market wants to know how to blog, setup websites, etc and that's how I will make money, well, I can rehash the information that I've learned and sell it. That sounded dull though. ten I realized I can teach people how to invest in real estate. There's a demand for that.

Then I came across Yaro Starak and he is very honest. He talks about the "Make Money Online" phenomenon. Since he's in the same field of interent marketing, he showcases his students' successs stories to show that his method of blogging works. He also doesn't believe in being on every social media. he believss in targeting a few well-chosen customers and not eveyrbody in the world.

My kind of guy.

So, it's been 9 weeks and I'm glad to say I've been faithful at blogging once a week. I have 750 Twitter followers. I also have 17 pages of a book written on real estate investing for beginners.

I rewrote the vision, mission, title, and tagline. I have an idea for a logo.

It's going to be a whole new website, but it's a topic I've been interested in for more than 10 years.

I look forward to continue working on this side hustle and I feel even more hopeful that I'll see income in 6 months and not 6 years.

Saturday, November 12, 2016

Richer With Pets going strong after 4 weeks

I'm still excited.

I just ended week 4 of my new blog Richerwithpets.com.

I conducted 3 t-shirt campaigns, none of which earned moolah.
I have 3 posts up, which have each been revised at least 5 times.
I have a total of about 125 likes/followers on Facebook and Twitter.
I have an elevator pitch, 3 taglines (haven't settled on one yet), and an editorial calendar of upcoming posts.
I've spent about $250 on ads, t-shirt designs, and the website/email.

I have the opportunity to host an after-school science club or tutor. I may tutor, but I'm seriously thinking of turning down the after-school club so that I can focus on RWP.

I'm excited about the possibilities of what to do with this site and where it could go. I have to setup a store with products and focus on selling products. I don't want writings to be the  main source of income because the Internet is so full of personal finance blogs and an almost infinite supply of writings.

Friday, October 28, 2016

October review


October review

1. I have been paying $100 a week on my bank loan to decrease the interest charged by hitting the principal more frequently. One week I paid $700.

2. I designed a t-shirt and posted it online for sale. I attended a women's entrepreneurs meeting and shared my elevator pitch with 10 women, then I asked for help creating a tagline.

3. Consistently came home and worked in the evenings. Created goals and met goals related to my own business.

4. Created a blog, Instagram, Twitter, Facebook accounts. I have 61 Twitter followers and 12 FB likes.

I'm aiming to earn $500 this week from my t-shirt campaign. I will use it to give to Aunt and Uncle and say thanks for letting me stay when I really needed a place and this is a gift. Later, I'd like to give $500 to my  friend who let me stay with her as well.


I am inviting people to submit t-shirt ideas for future t-shirts. I want to pay people $500 for ideas. I could offer to share the income 50/50, but I'm so passionate about this side interest and putting so much time and attention to it that it may be an unfair deal to go 50/50.

Wednesday, October 12, 2016

3-year anniversary (this post is late)

3- year anniversary

I bought a splurge meal of barbecue chicken, ice cream, and pickles. Tempted to get root beer but didn't I haven't drank pop  in one month.

I am creating plans to start my own finance blog.

I reached 110 crunches, 50 leg raises, and a 65 second plank. Day 18 of the 24-day Abs challenge.

3 years ago today I was using this weekend to take my dog down South so I could come back up North and sleep in my car. I would have $100 extra money after doing that, the first time in years I had $100 and no pressure to spend it anywhere. It was the beginning of an awesome adventure. I want others to feel excitement and enthusiasm as they partake of the same adventure. So, I'm not going to write a finance book for teachers but find a different way to write about personal finance and earn money at the same time.

Life is Richer With Pets

I'm excited! I started a new blog today! It's a topic that I'm passionate about and I can think of countless blog posts, so many that I can't list them on or even organize all the topics I'm finding to blog about.

I have started 4 unsuccessful blogs in the past, then this 1 which is 3 years and 190 posts long. I feel proud.

Today my new site went live. I came home and treated it like a part time job. I posted an introduction post. I joined Wordless Wednesday and posted a pic. I setup my Facebook page and read about how to improve a blog. Then I found out about FinCon 2017 and BlogPaws Conference 2017 and made it a goal to attend both ($200 a piece if I register this month).

I'm excited and look forward to coming "back to work" tomorrow evening.

Here are some preliminary goals for the blog:
1. Help people as evidenced by a following of 20K on any 1 social media type
2. Earn $2K a month through ads, selling products, or writing articles for other media
3. Reach the first 2 goals in 200 days (May 1. That's 100 new followers a day). \

Let me explain why this moment is so momentous.

This weekend after 3 years of living without my beloved Jefferson because I was paying down debt, I decided at the last minute to hop in my car after work and drive down South for the Columbus Day Weekend and pick up my baby.

So, here he is under my feet, bathed and ready for his 3rd walk of the day. I'm feeling so blessed and excited that this major part of my debt-free journey is apparently over. Jefferson did his part by putting up with a less than ideal living arrangement. Now, I'm going to share my experience with others who are getting out of debt with a pet. It's a great feeling to know that as difficult as the decision was to separate from him for a time, that this experience could be the very thing I need to get rid of this last chunk of debt and start giving more.